two sides of the same coin
The combination of Medical and Supplemental insurance ensures that your family and your finances are fully protected.
Medical insurance covers the direct costs of a medical event, which are typically limited to bills such as those from the doctor, hospital, or treatment center.
Supplemental insurance covers the indirect costs of a medical event, such as loss of income or savings, deductibles and co-pays, rent or mortgage payments, and more.
Medical and Supplemental insurance are complementary. They work together to fully protect you and your family.
Everyday thousand of families and individuals suffer from a major medical event that has a significant, or even devastating, financial impact on their lives — despite the fact they had full medical insurance.
LIG’s own Founder, Steve Montgomery, experienced this firsthand when his newborn daughter spent nine days in the NICU (you can hear Steve tell his story).
Like many families, Steve found that despite having top-rated medical insurance through his employer, uncovered medical bills rapidly exceed six months of income for Steve and his family.
By combining your current medical insurance with high quality supplemental insurance you can be sure your family is fully protected.